0% Interest Business Funding | Get $50K-$300K No Collateral | Matrix Mastery Group Skip to content ✦ $200M+ funded for 800+ businesses. See client wins →

Business Credit · Done Right

Get $175K+ in 0% APR business credit.

Funded in 30 days No collateral
See your funding range Talk to an advisor
$200M+ placed for 800+ entrepreneurs
$0M+ Capital placed
0+ Funded
0★ Trustpilot
0 yrs Since 2020
BBB Accredited

Trusted by entrepreneurs · BBB Accredited · 247 verified Trustpilot reviews · $200M+ facilitated

Everything you need

A first-class capital stack, sequenced for approval.

From entity setup to credit sweep, every step of the funding stack handled by advisors, not algorithms.

0% Interest Credit Lines Capital Stacking Credit Optimization Dedicated Advisors Business Entity Setup Credit Sweep

Why Matrix

Three things every client gets, every time.

$50K to $300K+

Unsecured credit at 0% intro APR.

Capital stacking applies to the right lenders in the right order. No collateral, no revenue requirements for most programs.

Apply now

Profile Optimization

Tuned for the highest approval amounts.

Utilization, inquiries, tradelines, entity setup. Every detail tuned before applications so lenders see a qualified borrower.

Get started

Dedicated advisors

A real person owns your file end-to-end.

From optimization through credit sweep, one advisor is on point. You stay focused on the business; we handle the lender choreography.

Get in touch

How it works

From plan to capital in 30–60 days.

Step 01

Create your plan

Free consultation. We assess your credit profile, business setup, and capital goals, then build a custom funding roadmap.

Step 02

Prepare your file

We optimize your credit profile and business entity to hit lender requirements for maximum approval amounts.

Step 03

Stack your capital

We sequence applications across multiple lenders so credit lines stack to maximize 0% intro APR funding.

Step 04

Sweep your credit

After funding, we clean inquiry impact and position you for the next round. Most clients return for a Round 2.

Programs

Three ways to work with us.

Done-for-you funding

Hire a dedicated advisor to run your whole capital stack, from profile optimization to credit sweep. Most clients secure $50K–$250K in 30–60 days.

$200M+
facilitated for 800+ entrepreneurs

Referral Partner Program

Earn 20% on day one, scale up to 35% as your volume grows. We handle fulfillment; you bring entrepreneurs who need capital.

20% day 1 up to 35%
Become a partner

Learn it yourself

Free YouTube tutorials from Marcus Baek, or the full DIY course inside the Skool community of 800+ funded operators.

$50K Minimum · Or We Keep Working

We guarantee your results.

Qualified clients receive a minimum of $50,000 in approved funding, or we keep working your file at no additional cost until we hit it.

"Came in with an 800+ credit profile and 3 business entities. After a couple of rounds, we installed $170K of 0% intro APR credit lines plus $50K at 8%."

DM Dylan Moore · $170K funded

Qualification requirements apply. Minimum 680 credit score and active business entity required. Results vary based on individual credit profile. Past performance does not guarantee future results. 0% = intro APR.

Ready to fund your business the right way?

See if you qualify in under a minute. Free consultation, no commitment.

See if you qualify Talk to an expert

Matrix Mastery Group is a financial education and consulting company. We are not a lender. 0% refers to introductory APR offers (typically 9–21 months). Results vary. Past performance does not guarantee future results.

Unsecured Business Funding

Done for entrepreneurs, by experts.

Secure unsecured business credit lines at 0% intro APR. End-to-end consulting from application to approval, the right way.

See if you qualify Talk to an expert →

Trusted by 800+ entrepreneurs to secure unsecured business funding the right way

BBB Accredited
4.8★ Trustpilot
800+ Entrepreneurs
$200M+ Facilitated
Funded since 2020
0% Intro APR

$0M+

Capital facilitated

0+

Entrepreneurs funded

0★

Trustpilot score

0 yrs

Funding since 2020

Everything You Need

Fund your business with a first-class capital stack

0% Interest Credit Lines
Capital Stacking
Credit Optimization
Dedicated Advisors
Business Entity Setup
Credit Sweep
Financial Education
Multiple Funding Rounds

0% Interest Credit Lines

Access $50K to $300K in business credit at 0% intro APR

Our capital stacking process connects you with the right lenders in the right order to maximize your approval amounts. No collateral, no revenue requirements for many programs.

Apply now

Credit Optimization

Strategic credit profile optimization for maximum approvals

We analyze and optimize your credit profile before applying. From utilization ratios to inquiry management, every detail is tuned so banks and lenders see you as a qualified borrower.

Get started

Dedicated Advisors

Work directly with experienced funding advisors every step

Your dedicated advisor guides you from credit optimization to lender sequencing to applications. We handle entity setup, credit optimization, and follow-ups. You focus on your business.

Get in touch

The Process

Our proven 4-step capital
stacking process

The capital stacking process that has helped 800+ businesses secure over $200M in funding. Most clients are funded within 30-60 days.

1

Create Your Plan

Work with your dedicated advisor to create a strategic plan so your business can secure the maximum amount of capital.

2

Prepare Your File

We prepare your complete financial file for the capital stacking process, optimizing every detail for approval.

3

Stack Your Capital

Connect with bankers and lenders in a specific order to secure $50K-$300K at 0% intro APR, plus up to $5M at prime rates.

4

Credit Sweep

Wrap up with a full credit sweep so you end the process with a cleaner file than when you started.

Why Matrix Mastery

We build it,
you fund it

Most entrepreneurs try to figure out credit stacking alone. Here's why working with us is different.

$50K-$300K+ Typical Funding

DIY averages $10K-$50K. Other consultants top out around $100K. Our system is built for maximum capital.

Funded in 30-60 Days

DIY takes 3-6 months with high risk of mistakes. We handle everything so you get funded faster.

Credit Sweep Included

You end with a cleaner credit profile than when you started. Other consultants charge extra or skip this entirely.

Multiple Funding Rounds

Our system positions you for repeat funding cycles, growing your capital access over time. Not just one shot.

Funding Readiness Calculator
Credit Score Range
740 - 780
Business Entity Type
LLC
Estimated Funding Range
$75,000 - $180,000
Check Your Score

Level Up Your Knowledge

eBooks, guides, templates
and more to help you succeed

Whether you go DIY or work with us, these free resources give you the foundation to secure business funding the right way.

The Credit Ebook

How to get $50,000-$300,000 at 0% intro APR. The untold truth about credit.

Download free

Funding Calculator

See your funding readiness score and estimated funding range in under 2 minutes.

Check score

Funding Roadmap

Answer 8 questions and get a personalized 30/60/90-day action plan to get funded.

Build my plan

Top 5 Pitfalls Guide

The most common mistakes entrepreneurs make when trying to secure business funding.

Get the guide

Proven Results

Real entrepreneurs, real funding. See how our clients secured serious capital through the capital stacking process. Results vary based on individual credit profile.

Referral Partner Program

Earn 20% commission starting day one. Scale up to 35% as your volume grows. We handle all fulfillment, you just refer entrepreneurs who need funding.

Become a partner

YouTube Education

Free video content from Marcus Baek covering credit strategies, funding tactics, and business growth for entrepreneurs.

Watch now

DIY Course

Learn the full credit stacking system at your own pace. Step-by-step modules plus access to the Skool community of 800+ funded entrepreneurs.

Start learning

The People Behind Your Funding

Dedicated funding advisors, credit specialists, and financial educators who have helped 800+ businesses access over $200M in capital. 25+ corporate vendors and lenders. Weekly Q&A calls and an active community.

Book a free consultation

$50K Minimum Guarantee

We Guarantee Your Results

Qualified clients receive a minimum of $50,000 in approved funding, or we continue working your file at no additional cost until we hit it. Over 800 businesses have trusted this process to secure $200M+ in capital.

BBBAccredited
4.8★Trustpilot
2020Funded since

"Came with an 800+ credit profile and 3 separate business entities. After a couple of rounds, we installed $170,000 of 0% intro APR credit lines, plus an additional $50,000 at 8% interest."

Dylan Moore, $170,000 Funded

Qualification requirements apply. Minimum 680 credit score and active business entity required. Results vary based on individual credit profile. Past performance does not guarantee future results. 0% = intro APR.

Ready to fund your business the right way?

See if you qualify for 0% intro APR business credit lines. Free consultation, no commitment required.

See if you qualify Talk to an expert

Matrix Mastery Group is a financial education and consulting company. We are not a lender. 0% refers to introductory APR offers (typically 9-21 months). Results vary. Past performance does not guarantee future results.

Get $175K+ in 0% APR