$50K to $300K+
Unsecured credit at 0% Intro APR.
Capital stacking applies to the right lenders in the right order. No collateral, no revenue requirements for most programs.
Apply nowBusiness Credit · Done Right
Access up to $175K in 0% intro APR business credit.
Funded in 30 days
No collateral
$150M+ placed for 950+ entrepreneurs
$0M+
Capital placed
0+
Funded
0 yrs
Since 2020
Trusted by entrepreneurs · $150M+ facilitated
Everything you need
A first-class capital stack, sequenced for approval.
From entity setup to credit sweep, every step of the funding stack handled by advisors, not algorithms.
Why Matrix
Three things every client gets, every time.
Profile Optimization
Tuned for the highest approval amounts.
Utilization, inquiries, tradelines, entity setup. Every detail tuned before applications so lenders see a qualified borrower.
Get startedDedicated advisors
A real person owns your file end-to-end.
From optimization through credit sweep, one advisor is on point. You stay focused on the business; we handle the lender choreography.
Get in touchHow it works
From plan to capital in 30–60 days.
Step 01
Create your plan
Free consultation. We assess your credit profile, business setup, and capital goals, then build a custom funding roadmap.
Step 02
Prepare your file
We optimize your credit profile and business entity to hit lender requirements for maximum approval amounts.
Step 03
Stack your capital
We sequence applications across multiple lenders so credit lines stack to maximize 0% intro APR funding.
Step 04
Sweep your credit
After funding, we clean inquiry impact and position you for the next round. Most clients return for a Round 2.
Programs
Three ways to work with us.
Done-for-you funding
Hire a dedicated advisor to run your whole capital stack, from profile optimization to credit sweep. Most clients secure $50K–$250K in 30–60 days.
$150M+
facilitated for 950+ entrepreneurs
Referral Partner Program
Earn 20% on day one, scale up to 35% as your volume grows. We handle fulfillment; you bring entrepreneurs who need capital.
20% day 1
up to 35%
Become a partner
Learn it yourself
Free YouTube tutorials from Marcus Baek, or the full DIY course inside the Skool community of 950+ funded operators.
We Don't Stop Until It's Done
We work your file until it's done.
If a qualified client's approvals come in under their funding goal, we keep working the file at no additional cost. We can't promise a specific amount, funding depends on your profile, but we don't walk away.
"Came in with an 800+ credit profile and 3 business entities. After a couple of rounds, we installed $170K of 0% intro APR credit lines plus $50K at 8%."
Qualification requirements apply. Minimum 680 credit score and active business entity required. Results vary based on individual credit profile. Past performance does not guarantee future results. 0% = intro APR.
Ready to fund your business the right way?
See if you qualify in under a minute. Free consultation, no commitment.
Matrix Mastery Group is a financial education and consulting company. We are not a lender. 0% refers to introductory APR offers (typically 9–21 months). Results vary. Past performance does not guarantee future results.
Business Credit · Done Right
Access up to $175K in 0% intro APR business credit.
Secure unsecured business credit lines at 0% intro APR. End-to-end consulting from application to approval, the right way.
$150M+ placed for 950+ entrepreneurs
Trusted by 950+ entrepreneurs to secure unsecured business funding the right way
$150M+
Capital facilitated
950+
Entrepreneurs funded
6 yrs
Funding since 2020
Everything You Need
Fund your business with a first-class capital stack
0% Intro APR Credit Lines
Capital Stacking
Credit Optimization
Dedicated Advisors
Business Entity Setup
Credit Sweep
Financial Education
Multiple Funding Rounds
0% Intro APR Credit Lines
Access $50K to $300K in business credit at 0% Intro APR
Our capital stacking process connects you with the right lenders in the right order to maximize your approval amounts. No collateral, no revenue requirements for many programs.
Apply nowCredit Optimization
Strategic credit profile optimization for maximum approvals
We analyze and optimize your credit profile before applying. From utilization ratios to inquiry management, every detail is tuned so banks and lenders see you as a qualified borrower.
Get startedDedicated Advisors
Work directly with experienced funding advisors every step
Your dedicated advisor guides you from credit optimization to lender sequencing to applications. We handle entity setup, credit optimization, and follow-ups. You focus on your business.
Get in touchThe Process
Our proven 4-step capital
stacking process
The capital stacking process that has helped 950+ businesses secure over $150M in funding. Most clients are funded within 30-60 days.
Step 01
Create Your Plan
Work with your dedicated advisor to create a strategic plan so your business can secure the maximum amount of capital.
Step 02
Prepare Your File
We prepare your complete financial file for the capital stacking process, optimizing every detail for approval.
Step 03
Stack Your Capital
Connect with bankers and lenders in a specific order to secure $50K-$300K at 0% intro APR, plus up to $5M at prime rates.
Step 04
Credit Sweep
Wrap up with a full credit sweep so you end the process with a cleaner file than when you started.
Proven Results
Real entrepreneurs, real funding.
See how our clients secured serious capital through the capital stacking process. Results vary based on individual credit profile.
Why Matrix Mastery
We build it,
you fund it
Most entrepreneurs try to figure out credit stacking alone. Here's why working with us is different.
$50K-$300K+ Typical Funding
DIY averages $10K-$50K. Other consultants top out around $100K. Our system is built for maximum capital.
Funded in 30-60 Days
DIY takes 3-6 months with high risk of mistakes. We handle everything so you get funded faster.
Credit Sweep Included
You end with a cleaner credit profile than when you started. Other consultants charge extra or skip this entirely.
Multiple Funding Rounds
Our system positions you for repeat funding cycles, growing your capital access over time. Not just one shot.
Funding Readiness Calculator
Credit Score Range
740 - 780
Business Entity Type
LLC
Estimated Funding Range
Check Your Score
$75,000 - $180,000
Programs
Three ways to work with us.
The People Behind Your Funding
Dedicated funding advisors, credit specialists, and financial educators who have helped 950+ businesses access over $150M in capital. 25+ corporate vendors and lenders. Weekly Q&A calls and an active community.
Book a free consultationDIY Course
Learn the full credit stacking system at your own pace. Step-by-step modules plus access to the Skool community of 950+ funded entrepreneurs.
Start learningReferral Partner Program
Earn 20% commission starting day one. Scale up to 35% as your volume grows. We handle all fulfillment, you just refer entrepreneurs who need funding.
Become a partnerLevel Up Your Knowledge
eBooks, guides, templates
and more to help you succeed
Whether you go DIY or work with us, these free resources give you the foundation to secure business funding the right way.
The Credit Ebook
How to get $50,000-$300,000 at 0% intro APR. The untold truth about credit.
Download freeFunding Calculator
See your funding readiness score and estimated funding range in under 2 minutes.
Check scoreFunding Roadmap
Answer 8 questions and get a personalized 30/60/90-day action plan to get funded.
Build my planTop 5 Pitfalls Guide
The most common mistakes entrepreneurs make when trying to secure business funding.
Get the guideOur Commitment
We Work Your File Until It's Done
If a qualified client's approvals come in under their funding goal, we keep working the file at no additional cost. We can't promise a specific amount, funding depends on your profile, but we don't walk away. Over 950 businesses have trusted this process to secure $150M+ in capital.
950+Businesses funded
2020Funded since
"Came with an 800+ credit profile and 3 separate business entities. After a couple of rounds, we installed $170,000 of 0% intro APR credit lines, plus an additional $50,000 at 8% interest."
Dylan Moore, $170,000 FundedQualification requirements apply. Minimum 680 credit score and active business entity required. Results vary based on individual credit profile. Past performance does not guarantee future results. 0% = intro APR.
Ready to fund your business the right way?
See if you qualify for 0% intro APR business credit lines. Free consultation, no commitment required.
Matrix Mastery Group is a financial education and consulting company. We are not a lender. 0% refers to introductory APR offers (typically 9-21 months). Results vary. Past performance does not guarantee future results.