What credit score do I need to qualify for business funding?

The strongest 0% intro APR funding opportunities are available to applicants with personal credit scores of 720 or above. Lower scores may still qualify for certain programs and we work with clients across the credit spectrum to optimize their profile.

Is the Funding Readiness Report free?

Yes. The report is completely free. Answer 15 short questions in about 3 minutes to receive your personalized score, breakdown, and PDF.

Funding Readiness Report

See exactly where you stand for 0% intro APR business funding

Q: What do I get after I complete the report?

You get an instant on-screen results page (score, tier, estimated funding range, category breakdown, strengths and gaps, and a tier-tailored next-step roadmap) plus a downloadable PDF of the full report. The PDF is also emailed to you so you can reference or share it later.

Answer 15 quick questions. Get your personalized score, category breakdown, strengths and gaps, tier-tailored roadmap, and a downloadable PDF. About 3 minutes.

800+ businesses funded $200M+ facilitated Free instant report

1Business 2Credit 3Goals 4Results

Business Profile

Tell us about your business setup. This shapes your eligibility for unsecured business credit.

Do you have a registered business entity?

Entity type

How long has your business been active?

What is your estimated annual business revenue?

What industry best describes your business?

Credit Profile

Your personal credit drives 30% of the score. Honest answers give a more accurate report. We do not pull your credit.

What is your estimated personal credit score?

How many hard inquiries are on your credit report in the last 6 months?

Any late payments, collections, or derogatory marks in the last 12 months?

Do you have a dedicated business bank account?

Do you have any active business credit cards?

Funding Goals

Tell us what funding looks like for you. These answers help us build a roadmap that fits your business, not someone else's.

Roughly how much liquid cash do you have available right now?

Do you have any existing business funding or loans?

How much funding are you targeting in your next round?

When do you want this funding in hand?

What will you primarily use the funding for?

Where should we send your report?

We'll show your full results on-screen and also email a downloadable PDF of your personalized Funding Readiness Report.

Full name

Phone number

Frequently asked questions

How is my Funding Readiness score calculated?

Your score blends six weighted categories: personal credit (30%), business age (15%), legal entity (10%), revenue (15%), liquidity (15%), and existing credit footprint (15%). Each category is graded on your inputs and combined into a 0 to 100 score. You can see the exact category breakdown and your specific points on your results page.

What do I get after I complete the report?

You get instant on-screen results (score, tier, estimated funding range, category breakdown, strengths and gaps, tier-tailored roadmap) plus a downloadable PDF of the full report. The PDF is also emailed to you for safekeeping.

Is the funding estimate guaranteed?

No. The estimate is based on aggregated outcomes from clients with similar profiles and is illustrative only. Actual funding amounts depend on your complete credit profile, lender requirements, and current market conditions. Results vary. Past performance does not guarantee future results.

What credit score do I need to qualify?

The strongest 0% intro APR funding opportunities are available to applicants with personal credit scores of 720+. Lower scores may still qualify for certain programs, and we work with clients across the credit spectrum to optimize their profile for maximum funding.

Is the report free?

Yes. Completely free. Answer 15 quick questions in about 3 minutes to receive your personalized report and downloadable PDF.